PM Kamyab Jawan Loan Program 2022 Application Form Last Date

The State Bank released a loan acquisition under the “Primary Ministers Successful Young SME Landing Program” program for providing young people with free loans on easy terms for small businesses. According to State Bank, the application form for the loan can be obtained from the branches and websites of the National Bank, Bank of Punjab and the Bank of Khyber. Banks have been instructed to enter their toll-free numbers on the application form so that their youth can guide their business.

The application forms will be started immediately after the Prime Minister’s inaugural ceremony of the program. Under this program, youth can get loans from one million to 50 lakhs for their business on which the interest government will pay and the burden on levying losses will also raise the government itself. Men and women aged 21 to 45, who are a computerized identification card, can take a loan to start their business under this program. The age range for IT and Ecommerce has been given a special discount and can use this scheme for the age of 18 years of age e-commerce or IT business.

This program divided in two categories in first 1 lakh to 5 lakhs and second position is 5 lakh to 50 lakhs. These will be given in the form of debt working cotton and terminals, which are 8 years in which one year can be added. For the first-class business, youths will have to invest 10% from their own, while youth for the second-class business will have to pay 20 percent.

PM Kamyab Jawan Loan Program 2022 Application Form Eligibility Criteria Last Date

PM Kamyab Jawan Loan Program 2019 Application Form Eligibility Criteria Last Date

Online Application Form Download: Click Here

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Salient Features


Brief Description Small business Loans will focus on (but will not be restricted to unemployed youth, especially educated youth looking for establishing or extending business enterprises.
Eligibility criteria All Men/Women holding CNIC, aged between 21 and 45 years with entrepreneurial potential to apply from designated branches mapped with area of residence/business.
Security Requirements One Guarantor
Permissible Collaterals Business hypothecation
Focus on women 50% of loans will go to women borrowers.
Debt-Equity ratio 90:10
The borrowers’ contribution of equity would be in the form of cash or immovable property and will be required after approval of the loan.
Loan Period The maximum tenor of the loan is 8 years, including one year’s grace period
Pricing 8% fixed for borrower. Government will pay the difference of the cost of KIBOR + 500 bps.
Number of loans 100,000
Size of Loan Upto Rs 2,000,000 (Twenty Lacs)
Allocation in budget 2013-14 Rs. 5 Billion
Executing agency In the first instance, National Bank of Pakistan (NBP) and First Women Bank Limited (FWBL) under the guidance and supervision of State Bank of Pakistan( SBP) to ensure participation of private banks:

a) Private banks will be required to participate in this scheme on the basis of soundness of business proposals; and

b) SBP will encourage private banks to build this portfolio commensurate with their size.

c) SBP will arrange appropriate training for private banks to implement this scheme.

d) NBP will continue to play the lead role

Sectors and Products All sectors. Standardized schemes /projects/undertakings will be designed by SMEDA, projects designed by private sector service providers or individuals themselves will also be admissible.

Role of SMEDA:

a) The 50 feasibilities prepared and uploaded by SMEDA will b extensively publicized and their access to public made easier through multiple linkages with other relevant websites.

b) SMEDA will work closely with Punjab Information Technology Board (PITB) to ensure that the schemes are accessible to those who participate in PITB survey.

Application Form The Form would be both in English and Urdu, and required minimum essential information with simple format.

The processing time will not exceed 15 days and will be so stated clearly in the application form; and

The form would be readily available both in branches and through dedicated websites of the banks.

Non – refundable form processing fee will be Rs. 100 (One Hundred)

Monitoring SBP will publish consolidated information about the loans extended under the scheme for information of the public on quarterly bases on its website;

An effective Complaints Center to process and resolve complaints will be set up;

E-government directorate of Ministry of IT will provide support

Geographical Distribution Whole of Pakistan. In case of Baluchistan, at least one branch of NBP will be designated per Division.

All non-designated branches will also provide and receive filled application forms and dispatch them to the nearest branches.

All the information Kamyad Jawan Loan Program mention here. If you want to get any other information related this post then use the comment option.


  1. Sir I Have applied in 2019
    Ap ne call k hamara nimaida ap k pass. Aega mager ap na nimainda nahen a ya sir mere case ka KIA huwa please tell me

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